Dependent Care Flexible Spending Account (FSA)

A simple way to save on dependent care costs

With this Flexible Spending Account (FSA), you can use pre-tax money to pay eligible dependent day care costs.

How It Works 

  • You choose an annual contribution amount that is deducted from your paycheck in equal amounts throughout the year and placed in an account just for eligible dependent care expenses (not dependent health care expenses). 
  • Because the amounts are deducted before taxes are calculated, your taxable income is reduced each pay period so you pay less in taxes.

Dependent Care FSA Snapshot

Who is eligible?

What is it?

A simple, convenient way to get a tax break on eligible dependent care expenses

Why participate?

Save an average of 30% by using pre-tax dollars to pay for eligible expenses (exact savings percentage depends on your tax situation)

Your contributions

  • Minimum annual contribution: $250
  • Maximum annual contribution: $5,000
  • Plan carefully! According to IRS rules, you have until March 15 of the following year to spend any dollars left in your account as of December 31 of the current year. After the grace period ends on March 15, you will forfeit any unused contributions from the prior year.
  • You cannot change your contribution level until the next Annual Enrollment period, unless you have a qualifying life event.

Eligible expenses

This FSA is for qualifying day care expenses for your:

  • Dependent child(ren) under age 13
  • Disabled spouse
  • Dependents physically or mentally incapable of caring for themselves

Learn more about which dependent care expenses are eligible

What to do

Access your FSA

You can check your account balance, pay providers, request reimbursement and access tools and resources at www.ybr.com/grainger.

Get the app

Download the Smart-Choice Mobile app via the Apple App Store or Google Play.

Note: The HSA is not available to team members outside the continental U.S. 

Contacts

Benefit Pro

BenefitPro@alight.com
1-855-769-4384

Alight Smart-Choice Accounts

www.ybr.com/grainger
1-888-477-3781

 

 

Contacts

Benefit Pro

BenefitPro@alight.com
1-855-769-4384

 

Alight Smart-Choice Accounts

www.ybr.com/grainger
1-888-477-3781

When Coverage Ends

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members

Resources

Special Savings Offers

Videos

Profit Savings Plan

Retirement Benefit Questions (65+/Medicare-eligible [including disabled early Medicare eligible] and pre-65 eligible retirees/dependents)

Medicare Plan Options Questions (65+ or early Medicare retirees with or without Grainger Retiree Health)

Questions

Connect with a Benefit Pro

Access the Provider Search Tool

Contacts

Benefit Pro

BenefitPro@alight.com
1-855-769-4384

 

Alight Smart-Choice Accounts

www.ybr.com/grainger
1-888-477-3781

When Coverage Ends

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members

Resources

Special Savings Offers

Videos

Profit Savings Plan