Disability Income

Protection in case your income changes unexpectedly

If you have a disabling injury or an extended illness, disability income coverage can provide a steady stream of income to help cover essential expenses for you and your family. 

How It Works

  • For a qualifying  disability absence lasting up to 26 weeks, Grainger provides
    Short-Term Disability (STD) coverage at no cost to you. STD benefits begin after a one-week elimination period, meaning you receive up to 25 weeks of benefits.
  • If your disability continues after your STD benefits end, you may begin receiving
    Long-Term Disability (LTD) benefits
    if you enrolled in that coverage upon hire or during Annual Enrollment. 

Disability Income Snapshot

Who is eligible?

What is it?

  • Cash benefit to replace all or part of your normal income if you become unable to work due to an illness, injury or childbirth.
  • STD coverage is automatic and 100% company-paid.
  • LTD coverage is optional and 100% team member-paid.

What to do

Disability Details

 

Short-Term Disability

 

Long-Term Disability

    • Administered by Prudential through AbsenceOne Leaves Team.
    • Beginning after the 26th week, LTD benefits replace 60% of average monthly earnings, up to $10,000 per month.
    • LTD coverage is optional and paid by team members (review your costs). 
    • If you waive LTD when first eligible and want to enroll later, Evidence of Insurability will be required.
    • For details, see the Long Term Disability Booklet and the Group Benefits Plan I (access to the Grainger network is required).

Contacts

AbsenceOne

1-888-477-3781
Option 3, then follow the prompts for Leaves & Disability

SSO Login
(RACFID and Password Required)

General Login
(Create a Username and Password)

 

 

Contacts

AbsenceOne

1-888-477-3781
Option 3, then follow the prompts for Leaves & Disability

SSO Login
(RACFID and Password Required)

General Login
(Create a Username and Password)

When Coverage Ends

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members

Special Savings Offers

Videos

Profit Savings Plan

Retirement Benefit Questions (65+/Medicare-eligible [including disabled early Medicare eligible] and pre-65 eligible retirees/dependents)

Medicare Plan Options Questions (65+ or early Medicare retirees with or without Grainger Retiree Health)

Questions

Connect with a Benefit Pro

Access the Provider Search Tool

Keep in Mind

Enroll Now

2022: Your Cost for Coverage

Contacts

AbsenceOne

1-888-477-3781
Option 3, then follow the prompts for Leaves & Disability

SSO Login
(RACFID and Password Required)

General Login
(Create a Username and Password)

When Coverage Ends

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members

Special Savings Offers

Videos

Profit Savings Plan

Dear Team Member,

The last 18 months have pulled us in all sorts of directions and presented several new challenges. Many of you have had to adapt to an ever-changing lifestyle that includes homeschooling kids, working overtime, taking care of loved ones, and worrying about finances. At Grainger, we recognize the toll these changes take on your personal wellbeing. And while I’m proud to say you’ve continued to provide exceptional customer service despite these challenges, it’s just as important to put the same attention on yourself.

We want you to be your best, not only at work but at home. That’s why we’ve made some enhancements to our benefits programs to better support your emotional, financial, physical, and social wellbeing. These new programs will provide access to short-term cash, one-on-one financial coaching, or stress management support. Over the last year, we built a strong foundation of wellbeing resources to ensure you have more choice and flexibility with your benefits.

This Annual Enrollment Decision Guide will help you navigate the robust benefits that Grainger offers and support you in making your elections for 2022. Annual Enrollment will run from October 11 to 29, 2021. Now is the time for you to take action for you and your family’s wellbeing. We have more plans underway to continue to enhance our wellbeing offerings and we’re excited to share these with you soon.
As always, thank you for all you continue to do for each other, our organization, and our customers.

Stay well,
Kathleen Carroll
SVP & Chief Human Resources Officer

CONNECT WITH ME:
LinkedIn: Kathleen Carroll
Instagram: @KathleenSCarroll
Firstup: @kathleen.carroll8