Disability Income

Protection in case your income changes unexpectedly

If you have a disabling injury or an extended illness, disability income coverage can provide a steady stream of income to help cover essential expenses for you and your family. 

How It Works

  • For a qualifying  disability absence lasting up to 26 weeks, Grainger provides
    Short-Term Disability (STD) coverage at no cost to you. STD benefits begin after a one-week elimination period, meaning you receive up to 25 weeks of benefits.
  • If your disability continues after your STD benefits end, you may begin receiving
    Long-Term Disability (LTD) benefits
    if you enrolled in that coverage upon hire or during Annual Enrollment. 

Disability Income Snapshot

Who is eligible?

What is it?

  • Cash benefit to replace all or part of your normal income if you become unable to work due to an illness, injury or childbirth.
  • STD coverage is automatic and 100% company-paid.
  • LTD coverage is optional and 100% team member-paid.

What to do

Disability Details

 

Short-Term Disability

 

Long-Term Disability

    • Administered by Prudential through AbsenceOne Leaves Team.
    • Beginning after the 26th week, LTD benefits replace 60% of average monthly earnings, up to $10,000 per month.
    • LTD coverage is optional and paid by team members (review your costs). 
    • If you waive LTD when first eligible and want to enroll later, Evidence of Insurability will be required.
    • For details, see the Long Term Disability Booklet and the Group Benefits Plan I (access to the Grainger network is required).

Contacts

AbsenceOne

1-888-477-3781
Option 3, then follow the prompts for Leaves & Disability

SSO Login
(RACFID and Password Required)

General Login
(Create a Username and Password)

 

 

Contacts

AbsenceOne

1-888-477-3781
Option 3, then follow the prompts for Leaves & Disability

SSO Login
(RACFID and Password Required)

General Login
(Create a Username and Password)

When Coverage Ends

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members

Special Savings Offers

Videos

Profit Savings Plan

Retirement Benefit Questions (65+/Medicare-eligible [including disabled early Medicare eligible] and pre-65 eligible retirees/dependents)

Medicare Plan Options Questions (65+ or early Medicare retirees with or without Grainger Retiree Health)

Questions

Connect with a Benefit Pro

Access the Provider Search Tool

Contacts

AbsenceOne

1-888-477-3781
Option 3, then follow the prompts for Leaves & Disability

SSO Login
(RACFID and Password Required)

General Login
(Create a Username and Password)

When Coverage Ends

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members

Special Savings Offers

Videos

Profit Savings Plan