How It Works
- For a qualifying disability absence lasting up to 26 weeks, Grainger provides Short-Term Disability (STD) coverage at no cost to you. STD benefits begin after a one-week elimination period, meaning you receive up to 25 weeks of benefits.
- If your disability continues after your STD benefits end, you may begin receiving Long-Term Disability (LTD) benefits if you enrolled in that coverage upon hire or during Annual Enrollment.
Disability Income Snapshot
Who is eligible?
- Regular full-time team members*
- Regular part-time team members who work 30-39 hours per week on average*
- Review the benefits eligibility details
What is it?
- Cash benefit to replace all or part of your normal income if you become unable to work due to an illness, injury or childbirth.
- STD coverage is automatic and 100% company-paid.
- LTD coverage is optional and 100% team member-paid.
What to do
- If you need to take a disability leave of absence, let your supervisor know and follow the Team Member Guide to a Leave of Absence.
- Contact AbsenceOne to initiate or check the status of a disability leave claim.
- Read the Quick Facts & FAQs about how Grainger disability benefits will be offset by any state disability benefits you are eligible to receive.
- If your disability is work-related, review the Workers’ Compensation Program (access to the Grainger network is required).
- Understand your rights under Grainger’s Family and Medical Leave Act (FMLA) Policy.
- Find out about workplace accommodations under the Americans with Disabilities Act (ADA).
- Be aware of what happens to your benefits if you take a disability leave.
- Administered by Sedgwick through the AbsenceOne Leaves Team
- After a waiting (elimination) period of seven calendar days, STD benefits replace 100% of your pay for a certain number of weeks, followed by 60% of pay for the remainder of 25 weeks as shown on the Short-Term Disability Anniversary Chart.
- For details, see the Summary Plan Description and Group Benefits Plan II (access to the Grainger network is required).
- Administered by Prudential through AbsenceOne Leaves Team.
- Beginning after the 26th week, LTD benefits replace 60% of average monthly earnings, up to $10,000 per month.
- LTD coverage is optional and paid by team members (review your costs).
- If you waive LTD when first eligible and want to enroll later, Evidence of Insurability will be required.
- For details, see the Long Term Disability Booklet and the Group Benefits Plan I (access to the Grainger network is required).