Who’s Eligible

Who Is Eligible for Benefits Verifying Dependents Verify Dependents Dependent Verification Dependent Documentation

 

Full-time Benefits: You are eligible to participate in the benefit plans described on this site if you are a regular full-time team member or an eligible part-time team member working 30 to 39 hours per week. There are a few benefits not available to part-time team members, no matter their scheduled hours. 

Part-time Benefits: If you are a regular part-time team member who works an average of 20 to 29 hours per week, you are eligible for the benefit plans described on this site, except where otherwise noted. In general, the plans not available to you are: Dental, Short Term and Long Term Disability, Life Insurance (Basic, Optional, Spouse and Child), Survivor​ Benefit, Parental Leave and Retiree Health. 

Eligibility rules vary by plan. Review the benefits eligibility details.

If you are rehired within one year of leaving, review the service bridge benefit eligibility chart.

Your eligible dependents can be covered by the following plans for which you are eligible:

  • Medical Plan
  • Dental Plan 
  • Vision Care Plan
  • Spouse Life Insurance
  • Child Life Insurance 


Eligible dependents include:

Spouses and domestic partners are covered, unless:

  • You are divorced or have legally terminated the domestic partnership or civil union;
  • Your marriage has been annulled; or
  • He or she is on active duty in the military, naval or air force of any country.

Child(ren) up to age 26 of you and your spouse or domestic partner. This includes:

  • Biological child(ren);
  • Legally adopted child(ren) (including those placed with you for adoption before the final adoption takes place);
  • Stepchild(ren) or foster child(ren), or child(ren) for whom you are a court-appointed legal guardian;
  • Child(ren) who are subject to a decree by a state domestic relations court ordering you to provide health coverage under this plan; or
  • Age 26 or older unmarried, disabled child(ren) of you and your legal spouse or domestic/civil union partner who is incapable of self-support because of a mental or physical incapacity that existed before the child turned 26. (You may be required to periodically provide proof of this incapacity.)

 

If you enroll dependents, you will be required to verify their eligibility as part of a dependent verification process. As part of the process, you will need to provide supporting documentation, such as a marriage certificate or domestic/civil union partnership certification, birth certificate and/or other proof of a legal dependent. If proof of dependent eligibility is not provided within 45 days, or does not support eligibility, your dependents’ coverage will end. Enrolling ineligible dependents could also result in additional consequences, up to and including the termination of your employment.

We are committed to controlling benefit costs for you and the Company. It’s important to understand that covering ineligible dependents increases the Company’s benefit expenses and ultimately ends up costing all team members more through higher contribution costs.

Your spouse is your lawful spouse (same- or opposite-sex) as evidenced by a marriage certificate or other legal document. The plan also considers a legal spouse to be a common-law spouse in those states that recognize common-law marriages.

Note: A team member can have either a spouse or a domestic partner as a qualified dependent under the plan at any one time, but not both at the same time.

A domestic partner is a person of the same or opposite sex who meets the following criteria:

  • Is an unmarried adult over the age of 18;
  • Is neither legally married nor a domestic partner in a civil union with anyone else; and
  • The domestic partnership or civil union must be legally registered.

Note: Team members must register their domestic partner by filing a Declaration of Domestic Partnership or Civil Union document in a local city, county or state government unit, or in a jurisdiction that recognizes domestic or civil union partnerships. Once this requirement is met, a team member may enroll his or her domestic partner in any of the benefit programs, provided the Company’s eligibility rules for participation have also been met.

If there are questions about this requirement, contact the Grainger Employee Service Center at 1-847-535-HR4U (4748) (internal); or 1-888-477-3781 (external). Select Option 3. Representatives are available Monday–Friday, 7 a.m. to 5 p.m. Central Time.

When Coverage Ends

Dependent coverage continues only if your coverage continues. Also, unless your child is disabled, coverage will end the last day of the month of his or her 26th birthday.

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members

If you and your legal spouse or domestic partner are both Grainger team members, you may choose to be covered under the medical, dental and/or vision plans as a team member, or as a dependent, but not both. If you enroll dependent children, they may be covered by only one team member. For life insurance, you must be covered only as a team member, not as a dependent spouse or child.

 

 

Contacts

When Coverage Ends

Dependent coverage continues only if your coverage continues. Also, unless your child is disabled, coverage will end the last day of the month of his or her 26th birthday.

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members

If you and your legal spouse or domestic partner are both Grainger team members, you may choose to be covered under the medical, dental and/or vision plans as a team member, or as a dependent, but not both. If you enroll dependent children, they may be covered by only one team member. For life insurance, you must be covered only as a team member, not as a dependent spouse or child.

Resources

Special Savings Offers

Videos

Profit Savings Plan

Retirement Benefit Questions (65+/Medicare-eligible [including disabled early Medicare eligible] and pre-65 eligible retirees/dependents)

Medicare Plan Options Questions (65+ or early Medicare retirees with or without Grainger Retiree Health)

Questions

Connect with a Benefit Pro

Access the Provider Search Tool

Contacts

When Coverage Ends

Dependent coverage continues only if your coverage continues. Also, unless your child is disabled, coverage will end the last day of the month of his or her 26th birthday.

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members

If you and your legal spouse or domestic partner are both Grainger team members, you may choose to be covered under the medical, dental and/or vision plans as a team member, or as a dependent, but not both. If you enroll dependent children, they may be covered by only one team member. For life insurance, you must be covered only as a team member, not as a dependent spouse or child.

Resources

Special Savings Offers

Videos

Profit Savings Plan