Accident Insurance

Cash benefits to help pay unexpected expenses

Accident insurance is part of Grainger’s voluntary benefits offerings. This optional coverage can help you be better prepared for unexpected expenses.


How It Works

  • As a new hire or during Annual Enrollment, you can choose to enroll in Accident insurance through MetLife, at your own cost.
  • If you experience a qualifying accident while covered, MetLife will pay a cash benefit directly to you.
  • You have the flexibility to use this money however you wish – for out-of-pocket medical bills, regular household expenses, or new expenses related to your accident. 

Accident Insurance Snapshot

Who is eligible?

What is it?

  • Extra coverage that provides a cash benefit directly to you if you experience a covered accident.
  • Upon enrolling, you select one of two options: the Low Plan and High Plan. See the Plan Summary for details.
  • You may enroll yourself and eligible family members.

Why participate?

To help cover out-of-pocket medical bills, regular household expenses or new expenses related to an accident. Out-of-pocket medical bills include deductibles, copays and out-of-network care or treatments.

What to do

Review the Plan Summary and FAQs for important details, limits and exclusions.

For more information, call MetLife at 1-800-438-6388 , Monday–Friday, 8 a.m. to 8 p.m. Eastern Time.

* Excludes team members who reside in Guam and those working on a U.S. Base or on an expat assignment. See more for team members outside the continental U.S.



When Coverage Ends

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members

Special Savings Offers


Profit Savings Plan

Retirement Benefit Questions (65+/Medicare-eligible [including disabled early Medicare eligible] and pre-65 eligible retirees/dependents)

Medicare Plan Options Questions (65+ or early Medicare retirees with or without Grainger Retiree Health)


Connect with a Benefit Pro

Access the Provider Search Tool

Keep in Mind

Enroll Now

2022: Your Cost for Coverage


When Coverage Ends

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members

Special Savings Offers


Profit Savings Plan

Profit Sharing Plan Historical Plan Information Pre-2021

Dear Team Member,

The last 18 months have pulled us in all sorts of directions and presented several new challenges. Many of you have had to adapt to an ever-changing lifestyle that includes homeschooling kids, working overtime, taking care of loved ones, and worrying about finances. At Grainger, we recognize the toll these changes take on your personal wellbeing. And while I’m proud to say you’ve continued to provide exceptional customer service despite these challenges, it’s just as important to put the same attention on yourself.

We want you to be your best, not only at work but at home. That’s why we’ve made some enhancements to our benefits programs to better support your emotional, financial, physical, and social wellbeing. These new programs will provide access to short-term cash, one-on-one financial coaching, or stress management support. Over the last year, we built a strong foundation of wellbeing resources to ensure you have more choice and flexibility with your benefits.

This Annual Enrollment Decision Guide will help you navigate the robust benefits that Grainger offers and support you in making your elections for 2022. Annual Enrollment will run from October 11 to 29, 2021. Now is the time for you to take action for you and your family’s wellbeing. We have more plans underway to continue to enhance our wellbeing offerings and we’re excited to share these with you soon.
As always, thank you for all you continue to do for each other, our organization, and our customers.

Stay well,
Kathleen Carroll
SVP & Chief Human Resources Officer

LinkedIn: Kathleen Carroll
Instagram: @KathleenSCarroll
Firstup: @kathleen.carroll8