Group Accident Insurance

Accident Insurance

Cash benefits to help pay unexpected expenses

Accident insurance is part of Grainger’s voluntary benefits offerings. This optional coverage can help you be better prepared for unexpected expenses.

 

How It Works

  • As a new hire or during Annual Enrollment, you can choose to enroll in Accident insurance through MetLife, at your own cost.
  • If you experience a qualifying accident while covered, MetLife will pay a cash benefit directly to you.
  • You have the flexibility to use this money however you wish – for out-of-pocket medical bills, regular household expenses, or new expenses related to your accident. 

Accident Insurance Snapshot

Who is eligible?

What is it?

  • Extra coverage that provides a cash benefit directly to you if you experience a covered accident.
  • Upon enrolling, you select one of two options: the Low Plan and High Plan. See the Plan Summary for details.
  • You may enroll yourself and eligible family members.

Why participate?

To help cover out-of-pocket medical bills, regular household expenses or new expenses related to an accident. Out-of-pocket medical bills include deductibles, copays and out-of-network care or treatments.

What to do

Review the Plan Summary and FAQs for important details, limits and exclusions.

For more information, call MetLife at 1-800-438-6388 , Monday–Friday, 8 a.m. to 8 p.m. Eastern Time.

* Excludes team members who reside in Guam and those working on a U.S. Base or on an expat assignment. See more for team members outside the continental U.S.

 

Contacts

When Coverage Ends

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members

Resources

Special Savings Offers

Videos

Profit Savings Plan

Retirement Benefit Questions (65+/Medicare-eligible [including disabled early Medicare eligible] and pre-65 eligible retirees/dependents)

Medicare Plan Options Questions (65+ or early Medicare retirees with or without Grainger Retiree Health)

Questions

Connect with a Benefit Pro

Access the Provider Search Tool

Contacts

When Coverage Ends

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members

Resources

Special Savings Offers

Videos

Profit Savings Plan