Pay Ahead

When emergencies happen, access a portion of your earned pay

Grainger lets you access up to 30% of the pay you’ve already earned—before your next paycheck!


How it works

You can use Pay Ahead to get up to 30% of your earned pay before your next paycheck. It’s confidential and available 24/7 through Branch.

Pay Ahead Snapshot

Who is eligible?

All regular full-time and part-time team members.

What is it?

Pay Ahead is a service that lets you access pay you’ve earned, but not yet received. It can help you manage unexpected expenses like car repairs, surprise utility bills, even medical bills. You get paid instantly and can save, spend or send the money to any bank account. (A small fee applies when making an instant transfer to a non-Branch bank.) The money will be deducted from your next paycheck.

Why participate?

  • No credit check is required
  • Sign up in under 90 seconds on your smartphone or computer
  • You get a no-fee bank account
  • Access to 45,000+ free ATMs across the U.S.
  • Use your account for online orders
  • Link your card to Apple Pay or Google Pay

What to do

Download the app by scanning the QR code below with your phone’s camera.

*Excludes team members working on a U.S. base or on an expat assignment.

Note: Benefits may differ for team members outside the continental U.S. 


When Coverage Ends

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members


Special Savings Offers


Profit Savings Plan

Retirement Benefit Questions (65+/Medicare-eligible [including disabled early Medicare eligible] and pre-65 eligible retirees/dependents)

Medicare Plan Options Questions (65+ or early Medicare retirees with or without Grainger Retiree Health)


Connect with a Benefit Pro

Access the Provider Search Tool

Keep in Mind

Enroll Now

2022: Your Cost for Coverage

When Coverage Ends

If You and Your Spouse or Domestic Partner Are Both Grainger Team Members


Special Savings Offers


Profit Savings Plan

Profit Sharing Plan Historical Plan Information Pre-2021

Dear Team Member,

The last 18 months have pulled us in all sorts of directions and presented several new challenges. Many of you have had to adapt to an ever-changing lifestyle that includes homeschooling kids, working overtime, taking care of loved ones, and worrying about finances. At Grainger, we recognize the toll these changes take on your personal wellbeing. And while I’m proud to say you’ve continued to provide exceptional customer service despite these challenges, it’s just as important to put the same attention on yourself.

We want you to be your best, not only at work but at home. That’s why we’ve made some enhancements to our benefits programs to better support your emotional, financial, physical, and social wellbeing. These new programs will provide access to short-term cash, one-on-one financial coaching, or stress management support. Over the last year, we built a strong foundation of wellbeing resources to ensure you have more choice and flexibility with your benefits.

This Annual Enrollment Decision Guide will help you navigate the robust benefits that Grainger offers and support you in making your elections for 2022. Annual Enrollment will run from October 11 to 29, 2021. Now is the time for you to take action for you and your family’s wellbeing. We have more plans underway to continue to enhance our wellbeing offerings and we’re excited to share these with you soon.
As always, thank you for all you continue to do for each other, our organization, and our customers.

Stay well,
Kathleen Carroll
SVP & Chief Human Resources Officer

LinkedIn: Kathleen Carroll
Instagram: @KathleenSCarroll
Firstup: @kathleen.carroll8